Small business and cyber theft essentially go hand-in-hand, but many business owners don’t give their virtual security a lot of thought. Computers may be more of a means to an end rather than a major priority. So if you’re wondering whether or not your commercial insurance should cover cyber theft, here are a few things to consider from Dune Lakes Insurance. 

You’re Always in Danger 

Hackers don’t keep the same schedule as those with a regular 9 to 5. If you’re in Inlet Beach, FL, it’s necessary to be on your guard at all time. Strange emails, weird error messages, and slower-running programs may all signify that you’ve come under the watchful eye of a hacker. Even when you invest in firewalls and perimeter protections, there are still ways that hackers can make their way into your systems. Encryption is currently one of the best ways to keep hackers out because it provides another layer of protection even if the hackers perpetrate a successful hack. However, it’s expensive and still not a total guarantee of your safety. 

The Benefits of Commercial Insurance 

Most businesses can’t handle the cost of a hack. Not only is it expensive to have to change out your systems and swallow the lost revenue, but you also have the reputation loss of your customers if their credit cards are stolen. Major retailers like Target may be able to woo people back to their stores, but smaller businesses don’t always have that luxury. Dune Lakes Insurance can help the people of Inlet Beach, FL save their business from cyber criminals with the right commercial insurance. Call us today to find out more about our policies, and how we can keep your business thriving even in the face of disaster.