It’s important to keep your home safe in Inlet Beach, FL. As such, there are a few questions that you should ask about home insurance. Dune Lakes Insurance agents are here to help you every step of the way.

What is included in the coverage?

There are standard things included in homeowner’s coverage, including the building, personal belongings, and liability. However, certain things may not be covered, such as flood damage. Knowing what is and isn’t covered will ensure that you add riders when necessary.

Are all personal belongings covered?

Most personal belongings would be covered by your home insurance. However, if you have a lot of high-value items, it may be beneficial for you to add more coverage.

What is the best company?

There are a lot of companies that are able to provide home insurance in Florida. Some are better than others. By working with an agent, you can learn more about the companies and choose one that is financially sound with top-notch customer service.

What is the cost of the premiums?

The cost of your coverage should be a question that you ask about. Quotes should be obtained from multiple companies so that you can see who is charging what amount. The goal should be to get a premium that you can afford.

What is the deductible?

The deductible should be known before you agree to one policy over another. If you have to file a claim as a result of theft or damage, the deductible is what you will be responsible for paying out of pocket before the insurance covers the rest.

At Dune Lakes Insurance, we can answer the many questions that you have about your homeowner’s insurance. Let us help you get the coverage that you need for your home in Inlet Beach, FL.