Did you just start a new business, or have you expanded your venture? If so, then you’ll need commercial insurance. Commercial insurance is protection from any lawsuits that might come your way. Dune Lakes Insurance in Inlet Beach, FL knows all about how you can secure your future with commercial insurance.
Why Commercial Insurance is Important?
You need commercial insurance if you own a business that has a customer base. Even if you don’t directly deal with the public, you could sell a product that may injure someone. If the injured person sues you, then you could be liable for any expenses, including medical fees and lost wages. With insurance, you could be covered from out-of-pocket expenses.
What Commercial Insurance Covers
- Commercial General Liability. This liability coverage can protect you if someone is physically injured by your business.
- Business Owner’s Policy (BOP). BOP combines commercial general liability with property damage to protect you from injuries to property or persons.
- Commercial Auto Insurance. Is additional coverage you can add if your business uses vehicles. This coverage can protect the car and driver if the driver causes an accident while on duty.
- Worker’s Compensation. This is optional coverage for businesses that have employees. If you are self-employed, you most likely won’t need worker’s comp. If an employee is injured while working, they may sue you without coverage.
- Cyber Insurance. If your business runs on the internet, as many do, then you are at risk of compromising the security of your customers. With cyber insurance, you’ll be protected if hackers access your customer’s information.
Accidents can happen and if you own a business that is based on customer relations, you’ll need to get commercial insurance. Check with the insurance agents in Inlet Beach, FL at Dune Lakes Insurance to see how you can protect your business today.
