Inlet Beach, FL residents understand the risks associated with hurricanes, but many underestimate the potential for flood damage. The agents of Dune Lakes Insurance have the experience you need to help you find the right policy to protect your home and property. Flood insurance is one of the most overlooked policies on the market but could save you thousands of dollars if your home is damaged by floodwaters caused by hurricanes or heavy rains.
Risk of Flooding
Your risk of flooding increases dramatically if you live in a floodplain. Floodplains are areas of land that are situated near bodies of water. A floodplain is where excess water flows to when it overflows its natural boundaries. Along the coast, rivers, ponds, and lakes all have floodplains that extend outward from their banks. The closer you live to the shore, the higher your risk of water damage.
Better Safe Than Sorry
People will often turn down the option for flood insurance because there is a little history of flooding near their home. For many, it’s better to be safe than sorry where flood insurance is concerned. Living near a floodplain means the potential for damage is always present, even though it may not happen often. It only takes one incident for you to lose everything you own.
If you live in Inlet Beach, FL, call the agents of Dune Lakes Insurance today and ask them about their flood insurance policies. They can provide you with valuable information that will allow you to choose the right flood insurance policy to protect your home and your belongings. Schedule an insurance audit today to get the coverage you need!