Home insurance and Theft from Dune Lakes Insurance

Did you know that in the United States every year there are about 200,000 home burglaries? That’s an astonishing number, isn’t it? Maybe you even know from personal experience what it is like to have your home broken into. And unfortunately, most of the break-ins that occur in the United States leave behind no evidence for prosecutors to use to prosecute the criminals. Sadly, only about 13 percent of burglaries are solved. 

You are probably asking yourself how you can better protect yourself from being a victim and having to go through the tragedy of a break-in at your Santa Rosa Beach or Inlet Beach, FL home. Truth is, there are many steps you can take, such as installing a home security system. This type of system can alert you and the authorities when intruders break into your home. A high-tech system can even record the incident. Many homeowner’s insurance policies will provide you with a discount if you have a home security system installed. 

You are probably also asking yourself if theft is covered under your homeowner’s policy. The specifics will determine the exact answer to this question, but generally, most policies will provide coverage for theft up to a certain limit. This is why it is so important to assess your policy and make sure that you have adequate coverage. For example, if you have $30,000 worth of belongings in your house but your policy is limited to paying out only $15,000, you may want to up the limit of your policy to ensure you are properly protected in the event that a break-in was to take place. 

If you would like to learn more about your policy and whether or not it covers theft, please contact Dune Lakes Insurance serving the Santa Rosa Beach and Inlet Beach, FL area.