It is no secret that the citizens of Santa Rosa Beach, FL enjoy their time on the water. With the multitude of beautiful Florida beaches and tropical weather that rival the Caribbean, it is no wonder why aquatic activities make up the backbone of outdoor recreation. Many people actually own their own boats or watercraft. While these are a great way to have fun, they are also an important investment that should be protected with insurance.
Many people are wondering whether or not boat or watercraft insurance is similar to auto insurance. In fact, it has several similarities. While not required by law, a boat or watercraft insurance policy protects the boat from damages. If a boat crashes or if someone gets hurt while using the watercraft, this insurance policy will help to pay for some of the damages or medical bills that result from the accident. It can also protect personal belongings in the vehicle if the correct rider is purchased.
On the other hand, boat or watercraft insurance also has a key difference. People can elect to "lay up" or suspend, their watercraft insurance during the winter months. This is a great way for people to save money on their insurance policy; however, it is important to secure the boat during this "lay up" time because if anything happens to the boat during this time, the insurance company is not liable to pay for the damages. Take the time to ensure the boat has a safe place to dock for the winter months prior to laying up insurance coverage.
The people of Santa Rosa Beach, FL love their time on the open waves. It is vital to protect these vehicles with the proper insurance policy from Dune Lakes Insurance. This is one of the premier insurance companies in Florida and has been helping the locals enjoy their time on the water safely for years. For more information on a boat or watercraft insurance policy, contact Dune Lakes Insurance today.
