How Umbrella Insurance Protects Your Future

Just like an umbrella offers a shield of protection from a rainy day, an umbrella insurance policy adds another layer of protection over your other insurance policies. If you’re in the Inlet Beach, FL area and looking for more coverage and protection, Dune Lakes Insurance can help you find the right coverage for your needs. There’s no reason to settle for less when you can have additional peace of mind and the protection you need and deserve.

Why Do I Need Umbrella Insurance?

You might wonder why you need this kind of insurance if you already have policies that protect your assets. But the bottom line is that those policies have claim limits. If there’s ever a claim that exceeds the limits of your policy, you want to ensure you have an additional source of coverage that will handle that claim and protect what’s yours. That’s what an umbrella policy is for. It’s designed to be used when the limit of another policy is reached for more protection.

Working with an agent makes finding the proper umbrella coverage easier since you can get your questions answered and compare options from different insurers all in one place. It’s easier and more convenient to find the right policy when you have a trusted agent on your side. There’s no reason to settle for less than you deserve regarding having security and insuring your future.

Contact us today at Dune Lakes Insurance if you’re in the Inlet Beach, FL, area and looking for an umbrella insurance policy to meet your needs. We understand the value of being protected and the peace of mind that comes with solid coverage levels. Our agents can give you options to compare and help you find the policy that will be the right fit for you.

What Does Home Insurance Cover?

The house you own may be the most significant investment of time and money you will make in your lifetime. You will want to do anything in your power to protect your home, and one of the things you can do is to ensure that you have an adequate amount of home insurance. The agents at Dune Lakes Insurance in Inlet Beach, FL want you to know and understand everything that home insurance covers.

In Florida, homeowner’s insurance is not required, but if you have a mortgage on your home through a bank or some other type of lender, you are more than likely required to have an active home insurance policy to protect your lender’s investment in your home. Even if you do not owe money on your home, having a home insurance policy is imperative in case something does happen. As the saying goes, it’s better to be safe than sorry.

What Does Home Insurance Cover?

Your home insurance policy will cover the structure of your house itself. This is very important if your house is damaged by a fire, vandalism, or even some natural disaster, such as a hurricane or tornado. A home insurance policy will also help you replace any personal belongings you might lose due to one of these events, as well as your furniture, appliances, and other things you have in your home. Your policy will likely include theft incidents so that you can replace items that may get stolen due to a burglary or similar incident. Most home insurance policies cover outbuildings like a garage, decks, and even your shed.

Contact a Home Insurance Agent

To secure the proper amount of home insurance, you should contact a home insurance agent who is trustworthy, knowledgeable, and experienced when it comes to home insurance policies. The agents at Dune Lakes Insurance in Inlet Beach, FL are ready to assist you, so call for a quote and appointment today to get your home insurance policy started!