Inlet Beach, FL has some prime real estate and owning a home here is definitely a dream come true. Whether this is your primary residence or a second home, you may not be carrying a mortgage on your home. When you do have a mortgage the lender will require that you keep home insurance but without a mortgage, there is no requirement. But is it a good idea not to carry home insurance? This is a question that the team at Dune Lakes Insurance would be happy to discuss with you.
When you live in Florida, hurricanes are a fact of life as well as the occasional tornado. But these are not the only reasons that having home insurance even if you don’t have a mortgage is a good idea. Fires can happen anywhere and theft is no less prevalent in Florida than it is in the rest of the country. If you are wealthy, perhaps you could replace not only your home but your personal property out of your own pocket without impacting your life. Most people would not find that option a good alternative when a home insurance policy is both affordable and easy to get.
Liability an important part of home insurance. If someone is injured while visiting your home or by your furry friend or family member away from home, you could be hit with a legal suit that requires not only legal fees but the potential of a judgment against you. Your home insurance offers you protection up to the amount of your policy,
Home insurance is valuable protection that every homeowner should consider whether they have a mortgage or not. In the Inlet Beach, FL area, Dune Lakes Insurance can provide you the information you need to make this important decision. Give us a call or stop by our office for a no-obligation quote.
